Commercial

In the spring of 2015 the U.S. Hwy 75 corridor of central Plano, Texas was hit with a tremendously destructive hail storm. Building owners and lease holders along that corridor suffered significant damage to their roofs and HVAC units as well as other fixtures and valuable personal property. Upon inspection many of these properties required full roof replacements. As a tactic to mitigate losses,  some insurers offered upfront cash settlements as an enticement to insureds to settle their claims for as little as 10% to 50% of the actual obligation the insurance company had under the policy. Many stakeholders fell for this maneuver. One such owner did not fall for the upfront cash strategy. This owner’s insurance company offered her $80,000 in cash to settle all damage to the roof, HVAC units and interior with zero dollars offered for personal property. A figure that did not remotely approach the amount required to restore the building to its pre-storm condition but significant enough that the insurance company anticipated she would accept. Fortunately, working through a Public Adjuster, the owners claim settled at $550,000 enabling her to get a full replacement TPO roof with a no dollar limit warranty, new HVAC units, money to refurbish the interior, including paint and new hardwood flooring, as well as money to replace valuable personal property. Public adjusting firms’ help property owners get the dollars they were promised in exchange for the premiums they paid. Avail Public Adjusting works tirelessly employing a network of effective industry resources to protect your rights and realize the promise.

Residential

Mr. And Mrs. Jones suffered a devastating loss to their home due to a storm last year.  Their home was valued at $350,000.  Half of their home was damaged by the storm.  Their insurance carrier offered them a $40,000 cash settlement when the actual cost to restore their home to its pre-storm condition exceeded $100,000. Relying on the belief that most insureds are unfamiliar with the precise coverages in their policy, the carrier defended its settlement number applying their interpretation of its obligations under the contract to reduce and deny the claim down to the amount offered. The Jones’ were in a dilemma figuring how to restore their home for the carriers offer. Fortunately Mr. And Mrs. Jones knew the right public adjusting firm to contact. The Jones’ claim ultimately settled for $130,000 and they were able to properly restore their home. Some insurance companies employ tactics to manipulate and corner insureds into accepting settlements far below the insurance company’s obligation to thoroughly repair and replace damage resulting from an insurable event. Public adjusting firms help property owners get the dollars they were promised in exchange for the premiums they paid. Avail Public Adjusting works tirelessly employing a network of effective industry resources to protect your rights and realize the promise.